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2026 IRA and Retirement Plan Contribution Limits
Whether retirement is a long way off or right around the corner, planning for it is never set-it-and-forget-it. The Internal Revenue Service (IRS) often increases Individual Retirement Account (IRA) and 401(k) contribution limits to account for inflation. And you need to know that because if you don’t increase your own contributions, inflation may leave you…
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Market Update – Q4 2025
Key Updates on the Economy & Markets Markets navigated a complex environment in Q4. The quarter started with a government shutdown, which lasted 43 days and delayed key economic data releases. The lack of timely information made it difficult to assess the economy’s strength and contributed to periods of volatility as the market reacted to…
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2026 Market Themes
2026 Themes Current Bull Market Growing Old We are over three years into a strong bull market. Well past the average. Source:Ned Davis Research ________________________________________ Interest Rate Environment is Favorable Stocks tend to do well when cutting interest rates after a pause in rates. Source:Ned Davis Research ________________________________________ The Market Really Loves Midterm Elections Midterms…
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The Impact of Interest Rates on Your Retirement Plans
Interest rates are constantly in flux, and many don’t realize that this impacts their personal finances and retirement plans in significant ways. If you have a savings account, loans, investments, or retirement accounts, the decisions you make when interest rates rise or fall directly affect your financial security. Here’s what you need to know. Key…
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How Charitable Giving Can Affect Your Taxes and Retirement Planning
Whether it’s the holidays or a birthday, giving is a wonderful way to express feelings and make people smile. While it’s common to give gifts to loved ones, giving to those you don’t know can be as rewarding. Making charitable donations to those in need doesn’t just fill you with a sense of purpose and…
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How To Survive Holiday Expenses
What the Holidays Can Teach Us About Budgeting for Long-Term Goals The holidays are a magical time when family and friends gather together and make new memories. Unfortunately, the fun sometimes comes with a hefty price tag that can devastate your bank account if you’re not careful. Putting the time in beforehand to plan out…
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Market Update – November 2025
Markets Digest the Path of Interest Rates & the Next Phase of the AI Cycle Monthly Market Summary The Market’s Tug-of-War with the Federal Reserve The stock market was volatile in November as the Federal Reserve managed investor expectations for a December rate cut. The volatility started after the Fed’s late-October meeting, when Chair Powell…
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Keurig Dr Pepper’s Big Move: Brewing Up Change in the Beverage World
Keurig Dr Pepper (KDP) is brewing up changes again. The company behind both morning coffee pods and afternoon sodas announced it’s acquiring JDE Peet’s and plans to split into two independent businesses. It’s a brave move that changes the way KDP does business in two very different markets: coffee and soft drinks. It could also…
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Why Your Budget May Not Be Working – And How to Fix It
Budgets are tough. You make them with the best of intentions, listing your expenses and setting spending limits for each category. But then life happens, and you go over those limits more than you’d like. You’re not alone — not by a long shot. Budgeters miss their targets all the time, and the reasons are…
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Avoid These 9 Common Money Mistakes Before Year-End
A new year is a fresh start — and the perfect time to get your finances in shape. Learning from common money mistakes can put you on the right track and help you make smarter choices all year long. Money Mistakes To Avoid You don’t need to wait for January 1 to start your New…
